Study reveals that debt boosts self-esteem in young

June 8th, 2011 - 10:12 pm ICT by Aishwarya Bhatt  

New York, June 8 (THAINDIAN NEWS) Who told you debt causes sleepless nights for everyone? A new study have found that instead of worrying about high credit card and educational debts, young adults rather feel empowered and confident seeing their debts rise through the roof.

The study was conducted by researchers led by a sociology professor at Ohio State University, Rachel Dwyer. The findings of the study were published in the journal Social Science Research.

Dwyer wrote that, “Debt is a resource that people can use to get the things that they want. Those are things that you might even consider an investment, like education.”

The scientists involved about 3,079 people in the study. The respondents were questioned during the survey and it emerged that those who came from middle-income-earning families felt confident with higher credit card. The researchers however found that the same was not true when it come to educational loans. Higher educational loans had little effect on that group of people.

Credit card debt and educational debt did not have any effect on participants who said they came from wealthy families. However age was a major factor because it was found that participants who were 28 years or older seemed to have reduced self-esteem when they are in debt.

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