SBI net profit nose-dives on increased provisions (Lead)

May 17th, 2011 - 8:03 pm ICT by IANS  

State Bank of India Mumbai, May 17 (IANS) The country’s largest lender, State Bank of India (SBI), Tuesday reported a sharp fall in net profit for the quarter ended March 31 at Rs.20.9 crore, as various provisioning measures, including those for pension, made the bank hit rock bottom.

The results, which were much lower than what analysts expected, had a negative effect on the 30-scrip sensitive index (Sensex) of the Bombay Stock Exchange.

The heavyweight scrip fell a whopping 8.26 percent in the afternoon to an intra-day low of Rs.2,401 at the BSE. It recovered marginally to close at Rs.2,413.60, down 7.78 percent from its previous close.

The falling scrip had a negative impact on the Sensex which ended trade 207.68 points or 1.13 percent lower at 18,137.35 points.

During the quarter under review, the state-owned banking behemoth saw provisions rise to Rs.7,420.89 crore, which included those for pensions, gratuity and non-performing assets.

The rise in provisions was also due to a Reserve Bank of India notification which required banks to provide up to 70 percent of the non-performing assets recorded till September 2010.

SBI’s net profit for the January-March quarter fell to a meagre Rs.20.88 crore, compared to Rs.1,866 crore in the previous corresponding quarter.

Interest earned during the quarter rose to Rs.21,721.35 crore against Rs.17,965.59 crore in the like period of last fiscal.

Gross non-performing assets were logged at 3.28 percent, compared to 3.05 percent in the quarter ended March 31, 2010.

For the year 2010-11, net profit dipped 9.8 percent to Rs.8,264.52 crore as against Rs.9,166.05 crore in the previous fiscal.

Interest earned during the financial year went up to Rs.81,394.36 crore compared to Rs.70,993.92 crore in the previous fiscal.

The bank’s board recommended a dividend of Rs.30 per share.

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