Reliance Mutual ranks No.1 in profitability

October 4th, 2011 - 6:58 pm ICT by IANS  

Chennai, Oct 4 (IANS) With an after tax profit of Rs.261 crore for the year ended March, 31, 2011 India’s largest mutual fund Reliance Capital Asset Management Ltd (RCAM) has turned out to be the most profitable fund house overtaking HDFC Asset Management Company (HDFC AMC).

As per figures released by Association of Mutual Funds in India (AMFI) Monday, HDFC AMC closed last fiscal with a net profit of Rs.242 crore.

Speaking about the revised pecking order, RCAM president and CEO Sundeep Sikka told IANS over phone from Mumbai: “It is result of right product mix and reducing transaction cost. Further, we are now focusing on the retail segment, moving away from the institutional sector.”

This fiscal, while RCAM’s first quarter income went up by two percent to Rs.167.4 crore as compared to corresponding period of the previous year, the before tax profit increased by 23 percent to Rs.70.9 crore.

On reduction in expenses Sikka said: “Quarter-on-quarter, the expenses are not going up but the profitability goes up. We have come to a point were the incremental growth contributes to the profitability while the costs do not go up.”

According to him, RCAM is focusing on reducing transaction costs by leveraging technology.

“Nearly seven to eight percent of the investors use the online facility which brings down our cost drastically,” Sikka said.

He said the company currently handles three crore transactions and has built capability to handle 30 crore transactions and can accept investments from 75,000 touch points.

Queried whether the company would reduce costs if it rationalised its 45 schemes Sikka said: “All our schemes are big and each fund has a mandate. Only when a fund is less than Rs.100 crore then it becomes unviable of us.”

The other fund houses figuring in the top five are Franklin Templeton AMC, Birla Sun Life AMC and SBI AMC and logged growth in profits last fiscal.

On the other hand, fund houses like ICICI Prudential AMC, Tata AMC and Kotak AMC experienced a fall in their profitability last fiscal as compared to 2009-10.

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